About Universal Insurance Agents, LLC
About our Licensed Insurance Agent
At Universal Insurance Agents, we’re all about making insurance easy and stress-free. Founded in 2022, we bring over 20 years of experience to the table, offering personalized auto and commercial insurance solutions for individuals and businesses alike. Our goal is to provide the coverage you need with a friendly, customer-first approach. We’re here to offer honest advice, build lasting relationships, and give you the peace of mind you deserve!
Why choose us?
Simple, Straightforward Insurance
Simple, Straightforward Insurance
Simple, Straightforward Insurance
Insurance can be complicated, but we make it simple. At Universal Insurance Agents, we offer clear, easy-to-understand policies with no hidden surprises. Our goal is to help you make informed decisions and ensure you're covered, all while keeping the process stress-free.
Local Experts Who Care
Simple, Straightforward Insurance
Simple, Straightforward Insurance
When you choose us, you’re choosing a team that’s invested in your community. With over 20 years of experience, Universal Insurance Agents brings expert advice and solutions tailored to your local needs, making insurance easy and accessible.
Dedicated to Your Peace of Mind
Simple, Straightforward Insurance
Dedicated to Your Peace of Mind
We’re not just about policies – we’re about protecting what matters most to you. At Universal Insurance Agents, we take the time to understand your needs and provide the right coverage, so you can focus on what really matters in life and business.
Protect your family with Universal Insurance Agents, LLC
Commercial Insurance
Our commercial insurance policies are designed to safeguard your business against unexpected challenges, from property damage to liability risks. With Universal Insurance Agents, LLC, you can focus on growing your business, knowing you’re fully covered.
Auto Insurance
Drive with peace of mind with Universal Insurance Agents, LLC. Our auto insurance policies cover you and your vehicle against accidents, theft and other unforeseen risks.
Home Insurance
Protect your home and your family with Universal Insurance Agents, LLC. Our comprehensive home insurance coverage safeguards your home against unexpected damage or loss.
Universal Insurance Agents, LLC
Your Commercial Insurance Agents
At Universal Insurance Agents, LLC, we are a team of experienced commercial insurance brokers dedicated to helping businesses like yours secure the best possible coverage for your unique needs. As an independent brokerage, we work with multiple top-rated insurance providers to compare policies, coverage options, and pricing, ensuring you get the protection you need at the most competitive rates.
General Business Liability
General Business Liability Insurance, often referred to as General Liability Insurance (GL), is a type of insurance that protects businesses from financial losses arising from third-party claims for bodily injury, property damage, personal injury, or advertising injury. It's a fundamental coverage that most businesses need to safeguard against the risks of operating a business in a litigious environment.
New York Disabiliy Benefits for Employees
The New York Disability Benefits Law (NYDBL) is a state law that provides disability benefits to employees who are temporarily unable to work due to illness, injury, or pregnancy, and it applies to most workers in the state of New York. This program is designed to provide income replacement when employees are unable to earn a living due to non-work-related disabilities.
Workers' Compensation
Workers' Compensation is a type of insurance that provides financial benefits and medical care to employees who suffer job-related injuries or illnesses. It is designed to protect both employees and employers: employees receive medical treatment and compensation for lost wages if they are injured or become ill due to their work, while employers are generally protected from lawsuits related to workplace injuries.
Auto Insurance
The New York State Automobile Insurance Plan (NYAIP) is a state-mandated program designed to ensure that all drivers have access to automobile insurance, even if they are unable to obtain coverage through the standard private market due to factors like high risk or poor driving history.
NYAIP provides auto insurance coverage for individuals who have been rejected by multiple insurers. While it's not designed for those who simply want a less expensive insurance option, it ensures that every driver in New York has the ability to legally operate a vehicle by offering a place to get coverage when they are unable to find it elsewhere.
Umbrella Insurance
It is designed to protect you from major claims and lawsuits by offering extra coverage in case your existing policy limits are exhausted. Essentially, it acts as a “safety net” to provide extra financial protection for your business in unexpected or catastrophic events.
Medicare Insurance
Coming Soon
Life Insurance
Coming Soon